HOSPITALITY
COMPREHENSIVE PACKAGES AND MONOLINE PROPERTY
ALL INSURANCE USA CORP Business Insurance Solutions is offering stand-alone property coverage and commercial property packages. We are actively writing coastal and non-coastal properties with wind and ex-wind.
Property
​
Our monoline property market is available for coastal and non-coastal areas including wind coverage. Ex-wind is available. Minimum premium starts at $25,000. Maximum Building TIV is $40M.
​​
Commercial Package Policy
​​
​​
We are committed to providing access to specialty target markets, offering comprehensive coverage.
​
​
-
Apartment Buildings
-
Lessor’s Risks
-
Office Risks
-
Retail
-
Shopping Centers
​
​Hospitality Program
​
Programs are designed to meet the unique and changing needs of the hospitality industry, while providing an array of comprehensive coverages. We offer Liquor Liability, General Liability including A&B, Building and Business Personal Property, Business Income, Sign and Crime. Coverage is written excluding wind. TIV not to exceed $2M. Liability Limits up to $1M
​
-
Restaurants (including live entertainment)
-
Bars/Taverns
-
Coffee/Doughnut Shops
-
Ice Cream Parlors
-
Sports Bars
-
Take Out Restaurants
-
Cafeterias
-
Hookah Bars
Craft Brewers and Distillery Program
A comprehensive program designed specifically for Craft Beverage Brewers & Distillers. Coverage is written through a Commercial Package Policy offering specialized coverage enhancements to meet the unique insurance needs of this niche market.
Target Classes
-
Brew Pubs
-
Micro Breweries
-
Regional Craft Breweries
-
Nano Breweries
-
Micro/Craft Distilleries
-
Specialty Craft Beer/Wine Shops
Coverage Enhancements
-
Beverage and Product Leakage
-
Spoilage Coverage
-
Peak Season- coverage for increased inventory to meet seasonal demands
-
Product Recall Expense
-
Off-Premises Service Interruption (including overhead transmission lines)
-
Special Events Coverage (Craft Beverage Festivals, Tastings, etc.)
-
Tour Liability
-
Supplementary Payments (compensating for Loss of Earnings, Bail Bonds)
Coverages/Limits
-
Commercial Package Policy
-
Commercial Property (including wind with a 5% wind deductible)- Limits up to $2M TIV
-
Commercial General Liability- Limits up to $1M/$2M general aggregate
-
Liquor Liability
-
Equipment Breakdown
-
Hired and Non-Owned Auto
-
Commercial Umbrella (General Liability)
