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WORKERS’ COMPENSATION PLACEMENT WITH PROACTIVE LOSS CONTROL

& RISK MANAGEMENT

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ALL INSURANCE U.S.A Business Insurance Solutions specializes in the placement of Workers’ Compensation Insurance. We offer diversified solutions for your insureds, including those with hard to place risks. Ease of doing business is at the forefront of our business. Our fast submission intake capability together with our dynamic online rating program help to facilitate quick and accurate indications.

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Risk Management and Safety Programs are at the forefront of our business. Services include inspections and auditing of accounts for the purposes of identifying risk hazards and exposures while working diligently in the implementation of safety programs.

Workers’ Compensation – The Ascendant Advantage

  • Small to mid-sized businesses

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  • Financially Sound and “A” (Excellent) Rated Carriers

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  • Loss Prevention and Risk Management Services

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  • New ventures and startups with experience

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  • Niche Markets

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  • Hard to Place Risks

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  • High Mods

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  • Out of State Exposure

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  • PEO Services

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  • Dividend Programs

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  • Employment Practices Liability Insurance (EPLI) up to $1m

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  • Low Deductible Options

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  • Guaranteed Cost Plan

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  • Pay As You Go Payment Plan including Self Reporting

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  • Direct Bill Payment Plans

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  • 12-Equal Pay

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  • Real Time Response Quoting

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  • Online Quick Quote Capability

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  • Online Binding & Policy Issuance

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  • State of the art Web-Based System

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  • Competitive Commission Structure

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  • Incentive Reward Programs

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  • Financially Sound and “A” (Excellent) Rated Carriers

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  • Expert In-house Claims Handling Services

Risk Management

  • Safety in the workplace is an on-going process. It takes time, commitment and practice to develop the foundation for a culture of safety. To this end, Ascendant provides a safety program that includes operational, managerial and cultural elements.

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  • A baseline hazard assessment unique to your business to identify incident trends and areas of concern.

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  • Introduction and Implementation of “Tool Box Safety Meetings,” documented on a weekly / monthly basis.

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  • Employee Background Screening and Drug Free Workplace certified by safety engineer.

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  • Electronic files of HR tools, inspection forms and questionnaires to assist on employee selection and hazard recognition.

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  • Onsite visits to jobsites conducted where most claims activity have occurred and are expected, to assess the areas and procedures.

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  • Safety committee meetings conducted on a bi-weekly and/or monthly basis to review recent claims activity.

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  • Recommendations on preventive measures during safety committee meetings.

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  • Currently valued loss runs provided as needed.

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  • Quarterly loss control / claims analysis reports prepared and presented to upper management.

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  • A formal employee orientation training program as needed.

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  • A formal accident / incident reporting system as needed.

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  • Development of a master safety program.

Workers' Compensation Insurance

 

Protect your business from employee injuries & illnesses

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call (305) 230-4770

WAYS TO GET A QUOTE

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