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HIGH VALUE HOMEOWNERS AND DWELLINGS

Homeowners and Dwelling

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Broader policy wording compared with standard homeowners and dwelling policies.

Product offerings include: HO3, HO4, HO5, HO6, DP1 and DP3 policies as well as Builder’s Risk HO3 form for primary, secondary and seasonal occupancies regardless of construction type. All protection classes including 9 & 10 are acceptable.

Coastal and non-coastal properties written with wind or ex-wind

Optional additional coverage available:

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  • Ordinance & Law

  • Replacement Cost on Personal Property

  • All Risk Personal Property Increased Special Limits of Liability

  • Extended Replacement Cost

  • Business Personal Property Home Business

  • Special Computer Coverage

  • Mold Limitation

  • Water Back-up

  • Identity Fraud Personal Injury

  • Loss Assessment

  • Watercraft

  • Golf Carts

  • Inflation Guard

  • Refrigerated Property

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